Bicycle crashes and pedestrian crashes raise different questions, so we now cover them on separate pages. Pick the one that matches what happened to you.
PIP comes from the car that hit you. A cyclist or pedestrian isn’t “making use of a motor vehicle,” so Kentucky’s no-fault law looks first to the insurance on the vehicle that struck you, up to $10,000 (KRS 304.39-050). If that insurer doesn’t pay within 30 days of reasonable proof, your own household auto policy may.
Sharing some blame doesn’t end your claim. Under pure comparative fault, your recovery is reduced by your share of fault, not barred (KRS 411.182).
The deadline is usually two years. A claim against a driver generally must be filed within two years of the injury or the last PIP payment, whichever is later (KRS 304.39-230(6)). Claims with no motor vehicle involved generally have one year.
Larry Forman has tried 50+ jury trials, and we prepare every bicycle and pedestrian case as if a jury will decide it. The consultation is free, and you pay no fee unless we win.
Talk with our team about what happened. The consultation is free.
Over $5,000,000 recovered for injured people.
Past results do not guarantee, predict or warrant a similar outcome in any future case. Each case depends on its own facts and the law.
If you were riding a bicycle, start with our Louisville bicycle accident lawyer page. If you were walking, running or standing near the road, see our Louisville pedestrian accident lawyer page. E-bike riders have their own page: e-bike accident lawyer.
Usually the striking vehicle’s insurer pays PIP first, up to $10,000, because a cyclist or pedestrian isn’t using a motor vehicle. If that insurer doesn’t pay within 30 days, your own household auto policy may.
Generally two years from the injury or the last PIP payment if a motor vehicle was involved. Claims with no motor vehicle involved generally have one year, and a defective city street can require written notice within 90 days.
Yes. We represent injured cyclists and pedestrians anywhere in Kentucky. The consultation is free, and you pay no fee unless we win.
Bicycle and pedestrian collision evidence disappears fast, and insurers move quickly to minimize your claim before you know what it is worth. A free consultation with Forman & Associates Accident Injury Lawyers costs you nothing — and can be the difference between a lowball offer and a fully documented claim.
Forman & Associates Accident Injury Lawyers
1139 S. 4th St., Louisville, KY 40203
Phone: (502) 931-6788 · Fax: 419-574-7156
Email: larry@larryformanlaw.com
