Injury Cases
Broken ankles, heel fractures and crushed feet from crashes and falls: why they cause long-term problems and what a claim can cover.
Reviewed by Larry Forman, Attorney.
Ankle and foot injuries are some of the most common injuries in car crashes and falls, and some of the most underestimated. Insurers like to call a broken ankle a “simple fracture.” But the ankle carries your full body weight with every step. A badly healed fracture can mean years of pain, arthritis and limits on work, especially for people who stand or walk on the job.

Some of these injuries lead to post-traumatic arthritis, later surgery such as fusion, or chronic pain conditions. See CRPS and chronic pain and the broken bone recovery timeline.
In a Kentucky car crash, a fracture meets the no-fault law’s threshold for a pain and suffering claim, as does more than $1,000 in medical expenses (KRS 304.39-060(2)(b)). PIP pays the first medical bills and lost wages up to $10,000.
Ankle injuries are often first called a “sprain.” If pain and swelling don’t improve, ask for follow-up imaging. Lisfranc and talus injuries are commonly missed. Keep every appointment and track how the injury limits walking, standing, driving and sleep. See the injury pain journal.
Most Kentucky motor vehicle injury lawsuits must be filed within two years after the injury or the last PIP payment, whichever is later (KRS 304.39-230(6)). Injuries from falls and other non-vehicle causes generally have a one-year deadline (KRS 413.140(1)(a)).
See our broken bone injury lawyer, hip injury lawyer and knee and shoulder injury lawyer pages.
Yes. A fracture meets Kentucky’s no-fault threshold for a pain and suffering claim (KRS 304.39-060(2)(b)), and many ankle fractures need surgery and months of recovery.
Yes. Midfoot (Lisfranc) and talus injuries are often missed on early X-rays and first diagnosed as sprains. Ongoing pain and swelling are a reason to ask for more imaging.
Your claim can include lost earning capacity, not just the wages you’ve already missed. That usually requires medical and vocational evidence.
Generally two years for motor vehicle crashes (KRS 304.39-230(6)) and one year for falls and most other injuries (KRS 413.140(1)(a)).
Tell us what happened. We’ll explain your options and what to do next. The consultation is free.
Get a free case evaluation or call 502-931-6788. Our office is at 1139 S. 4th St., Louisville, KY 40203.
This page is general information about Kentucky law as of October 2026, not legal advice. Every case is different.