Louisville, Kentucky

Tow Truck Accident Lawyer in Louisville, Kentucky

Wreckers on the shoulder, towed vehicles that break loose and rushed roadside responses: tow truck accident claims in Kentucky.

Reviewed by Larry Forman, Attorney.

Tow trucks help clear crashes and stranded cars, but they also cause crashes: a towed car breaks loose on the interstate, a wrecker backs into traffic, a driver speeds to beat competitors to a scene. And tow operators themselves are often hurt by drivers who don’t move over. Forman & Associates represents people hurt in tow truck crashes, including tow operators injured by passing drivers.

Key takeaways

  • Improper hookups and failed safety chains can send a towed vehicle into traffic.
  • Kentucky’s move-over law requires drivers to move over or slow down for stationary vehicles with flashing lights and for disabled vehicles (KRS 189.930).
  • The tow company, the driver and sometimes the motor club or agency that dispatched the tow may share responsibility.
  • Tow operators hurt by passing drivers may have claims beyond workers’ compensation.
After a tow truck accident, a flatbed tow truck with amber lights loads a disabled car on the shoulder of a Louisville interstate at dusk.

Common tow truck crashes

  • A towed vehicle detaches because of improper hookup or worn chains and straps
  • Wreckers backing or pulling out into traffic at roadside scenes
  • Speeding and running lights while racing to a crash scene
  • Rollback and flatbed loading accidents on narrow shoulders
  • Overloaded or poorly maintained wreckers with brake problems

Kentucky’s move-over law

When approaching a stationary emergency or public safety vehicle displaying flashing lights, including flashing yellow, or a disabled vehicle displaying warning signals, Kentucky drivers must move to a lane not adjacent to it on a highway with at least two lanes in their direction if it is safe, or slow to a safe speed if not (KRS 189.930(5)-(6)). Drivers who ignore the law and hit a tow truck or the vehicle it is helping can be responsible for the injuries they cause. See hit on the shoulder: Kentucky’s move-over law.

Tow operators hurt on the job

Tow operators struck by passing drivers usually have a workers’ compensation claim and may also have a claim against the driver who hit them. See our third-party workplace injury page.

Who is responsible

The tow driver and the tow company are the usual responsible parties. Depending on the facts, the motor club, police agency rotation list or business that called the tow may also be involved, and the company’s maintenance of chains, straps and lights matters. For crashes with other heavy trucks, see trucking company liability.

What to do after a tow truck crash

  • Get medical care and follow up
  • Photograph the vehicles, the scene and any company markings or DOT numbers
  • Get names of witnesses
  • Don’t give the company’s insurer a recorded statement before talking with a lawyer
  • Photograph the hookup, chains, straps and lights if it is safe

Deadlines

Most Kentucky motor vehicle injury claims must be filed within two years of the crash or the last PIP payment, whichever is later (KRS 304.39-230). Wrongful death and claims against government entities can follow different rules. Estimate your dates with our statute of limitations calculator, then confirm them with a lawyer.

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Frequently asked questions about tow truck accident claims

A car being towed came loose and hit me. Who pays?

Usually the tow company and its insurer. The hookup, the equipment and the driver’s training are key evidence.

Does the move-over law protect tow trucks?

It applies to stationary vehicles displaying flashing lights, including flashing yellow, and to disabled vehicles displaying warning signals.

My car was damaged while being towed. Can you help?

Property-only towing damage is usually handled through the tow company and insurers. If you were hurt, call us.

I’m a tow operator who was hit on the shoulder. What are my options?

Workers’ compensation, plus a possible claim against the driver who hit you. Ask us about both.

Hurt in a tow truck accident?

We find out what failed and who is responsible. Free consultation.

Get a free case evaluation or call 502-931-6788.

This page is general information about Kentucky law as of October 2026, not legal advice. Every case is different.

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