Kentucky Injury Resource Center

Free Kentucky Injury Claim Handbook (PDF)

A free, plain-English guide to the first weeks after an accident in Kentucky: medical care, no-fault insurance, deadlines, adjusters and the paperwork that protects your claim.

Reviewed by Larry Forman, Attorney.

Most people have never made an injury claim before, and insurance companies count on that. This free handbook puts the basics in one place so you can read it at your own pace, print it and keep it with your accident papers. There’s no form to fill out and no email required.

Key takeaways

  • Free PDF, no sign-up required.
  • Covers Kentucky no-fault, deadlines, comparative fault and adjusters.
  • Includes a printable checklist and daily injury log.
  • Reviewed by Larry Forman, Attorney.
Hand writing notes from the Kentucky injury claim handbook in a spiral notebook on a wooden desk

Download the handbook

The Forman & Associates Kentucky Injury Claim Handbook is a printable PDF of about 16 pages.

Download the free handbook (PDF)

Prefer a shorter tool? Try our injury pain journal or the “Do I have a case?” checker.

What’s inside the Kentucky injury claim handbook

  1. What to do in the first 24 hours
  2. Getting medical care and keeping records
  3. How Kentucky no-fault (PIP) works
  4. Kentucky’s threshold for pain and suffering claims
  5. Dealing with insurance adjusters and recorded statements
  6. Comparative fault in Kentucky
  7. Filing deadlines (statutes of limitations)
  8. Lost wages and other damages
  9. Medical bills, liens and subrogation
  10. Questions to ask before you hire a lawyer
  11. A daily injury log and a claim checklist

Who it’s for

People hurt in car, truck and motorcycle crashes, falls and other accidents in Kentucky, and family members helping them. Much of the handbook focuses on motor vehicle claims because Kentucky’s no-fault system adds rules most people don’t know about.

A note on the law in the handbook

The handbook reflects Kentucky law as of October 2026, with statute citations so you can check them on the official Kentucky Revised Statutes site. Laws change, and every case is different, so use it as a starting point and call with questions.

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Frequently asked questions

Do I have to give my email to download it?

No. Click the download button and the PDF opens.

Is the handbook legal advice?

No. It’s general information. For advice about your situation, talk with a lawyer.

Can I share it?

Yes. Share the PDF or this page with anyone who might find it useful.

Have a question the handbook doesn’t answer?

Call us. The consultation is free.

Get a free case evaluation or call 502-931-6788.

This page is general information about Kentucky law as of October 2026, not legal advice. Every case is different.

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