Somerset, KY Personal Injury Lawyer

Somerset is the hub of the Lake Cumberland region. The Cumberland Parkway and the Hal Rogers Parkway both end here, and US 27 runs right through town. If you need a Somerset, KY personal injury lawyer, Forman & Associates Accident Injury Lawyers represents people injured in Somerset and throughout Pulaski County. Somerset is about 128 road miles from our office at 1139 S. 4th St. in Louisville. We travel to clients and meet by video.

Why Somerset cases are different

Somerset is where two parkways end. The Louie B. Nunn Cumberland Parkway arrives from the west, and the Hal Rogers Parkway’s western end is at US 27 and KY 80 here. That funnels regional traffic onto US 27’s commercial corridor. In summer, Lake Cumberland draws boaters and houseboat visitors from across the region, and many of them tow boats through town. Pulaski County cases are heard downtown on the public square.

Where Somerset injury cases are heard

Pulaski Circuit and District Courts are at the Pulaski County Court of Justice, 50 Public Square, Somerset, KY (Kentucky Court of Justice county listing).

Somerset roads where serious crashes happen

• US 27, Somerset’s main north–south commercial corridor
• The eastern end of the Louie B. Nunn Cumberland Parkway
• The western end of the Hal Rogers Parkway at US 27 and KY 80
• KY 80 east toward London and west toward Russell Springs

Hospitals near Somerset

• Lake Cumberland Regional Hospital, 305 Langdon St., Somerset, KY 42502
• UK Albert B. Chandler Hospital, Lexington, an adult Level I trauma center, for transfers

Lake Cumberland boating injuries

Lake Cumberland is one of the region’s busiest recreational lakes. Collisions between boats, wake injuries, and people struck while swimming or tubing can all lead to claims against a careless operator. Rental-boat and houseboat operators may carry commercial coverage. Auto PIP doesn’t apply on the water, and the deadline for many boating claims is one year. See our boating injury and jet ski injury pages.

Kentucky law in brief

On Pulaski County roads, Kentucky’s no-fault benefits pay your first medical bills (PIP explained). Suits against at-fault drivers must be filed within two years of the crash or the last PIP payment, whichever is later (KRS 304.39-230). On the water, PIP doesn’t apply, and the usual deadline drops to one year (KRS 413.140). Blame is divided under Kentucky’s fault rule either way.

Getting ready for a consultation

Boating injuries on Lake Cumberland can be harder to document than crashes on US 27, so write down the boat names, the marina or cove, and anyone who saw what happened. For a road crash, keep the report number and photos. Records from Lake Cumberland Regional Hospital and any transfer to Lexington matter in both cases. Bring these to your meeting with a Somerset, KY personal injury lawyer. Because a boating claim may have a one-year deadline, try not to put off that call.

Frequently asked questions

I was hurt by another boat on Lake Cumberland. Who pays?

Usually the boat operator’s watercraft or homeowner’s insurance, or a rental company’s commercial policy. The deadline is often one year.

Where is a Somerset case filed?

Usually in Pulaski Circuit Court at the Pulaski County Court of Justice on the public square.

A driver towing a boat rear-ended me on US 27. Whose insurance applies?

Usually the tow vehicle’s auto policy. Your PIP pays your first medical bills either way.

Do I have to come to Louisville?

No. We meet in Somerset, by video, or at the hospital, and most documents can be signed electronically.

I was hit by a driver leaving a marina parking lot on US 27. Does the lake matter?

No. It’s an ordinary car crash claim, with PIP first and then the at-fault driver’s coverage, even if the driver had just come off the lake.

Talk to a Somerset, KY personal injury lawyer

Larry Forman has tried 50+ jury trials. Call for a free consultation about your Somerset case.

Forman & Associates Accident Injury Lawyers, 1139 S. 4th St., Louisville, KY 40203. (502) 931-6788