Owensboro, Kentucky
Hurt in a crash or accident in Owensboro? Forman & Associates represents injured people across Owensboro and Daviess County, from the first insurance call through a jury trial. Free consultation, and no fee unless we recover for you.
Owensboro is Kentucky’s fourth-largest city. It sits on the Ohio River across from Indiana, and I-165 now ties it directly to Bowling Green. If you’re searching for an Owensboro, KY personal injury lawyer, Forman & Associates Accident Injury Lawyers represents people injured in Owensboro and throughout Daviess County. Owensboro is about 109 road miles from our office at 1139 S. 4th St. in Louisville. We’ll meet you there or by video.
Owensboro’s traffic runs on a ring of expressways. The US 60 bypass (the Wendell H. Ford Expressway) loops around the city, and I-165 (the former Natcher Parkway) ends at it on the southeast side. Two Ohio River bridges connect Owensboro with Indiana, so many crashes involve Indiana drivers. Indiana’s fault rule is harsher than Kentucky’s: under Indiana Code 34-51-2-6, an injured person who is more than 50% at fault recovers nothing. For a crash in Kentucky, though, Kentucky’s pure comparative fault rule generally applies.
Daviess Circuit and District Courts sit in the Holbrook Judicial Center, 100 E. 2nd St., Owensboro, KY (Kentucky Court of Justice county listing).
When an Indiana driver causes a crash in Daviess County, their insurer may try to apply Indiana’s 51% bar. We hold them to Kentucky’s rules. If the at-fault driver carries low limits, your own underinsured motorist coverage may make up the difference. Commercial traffic between the river terminals, industrial sites and I-165 also puts trucks on Owensboro’s expressways. See our truck wreck page.
In Daviess County, Kentucky’s PIP benefits pay your first bills (PIP explained). The suit against the driver at fault must be filed within two years of the crash or the last PIP payment, whichever is later (KRS 304.39-230). On the Kentucky side of the river, Kentucky’s fault rule controls, not Indiana’s.
Because Owensboro sits across the river from Indiana, it’s common for the other driver to carry an Indiana policy. Bring any letters or emails from that insurer, along with your own insurance card and the crash report number, when you meet with an Owensboro, KY personal injury lawyer. Records from Owensboro Health Regional Hospital and photos from the bypass, a bridge or Frederica Street help us understand what happened. If you have a dash camera, save the file before it’s recorded over.
For a crash in Kentucky, Kentucky law generally applies, including pure comparative fault rather than Indiana’s more-than-50% bar.
Usually in Daviess Circuit Court at the Holbrook Judicial Center, 100 E. 2nd St.
The state line runs along the river, so it depends on exactly where the crash happened. We confirm it from the police report and the responding agency.
Owensboro Health Regional Hospital is a verified Level III trauma center. The most severe injuries may be transferred, and we collect records from every facility.
Yes. Your PIP pays first in Kentucky regardless of fault. The rear driver’s liability coverage pays what PIP doesn’t.
We prepare every case for trial. That’s why Larry Forman has 50+ jury trials behind him.
Forman & Associates Accident Injury Lawyers, 1139 S. 4th St., Louisville, KY 40203. (502) 931-6788
