Southern Indiana

New Albany, Indiana Personal Injury Lawyer

Hurt in New Albany or elsewhere in Floyd County? How Indiana injury law differs from Kentucky’s, and how a New Albany, IN personal injury lawyer can help.

Reviewed by Larry Forman, Attorney.

New Albany sits just across the Ohio River from Louisville, and many people live on one side and work on the other. New Albany is the Floyd County seat. I-64 crosses the Ohio River on the toll-free Sherman Minton Bridge into western Louisville, and I-265 begins on the city’s north side and runs east toward Jeffersonville. A crash or injury in New Albany is generally governed by Indiana law, which differs from Kentucky’s in important ways. Forman & Associates helps people injured in Southern Indiana, and the consultation is free.

Key takeaways

  • Indiana uses modified comparative fault: you can’t recover if you’re more than 50% at fault.
  • Most Indiana injury claims must be filed within two years.
  • Claims against local governments need written notice within 180 days; claims against the state, within 270 days.
  • Indiana is not a no-fault state: there is no PIP like Kentucky’s.
Interstate bridge traffic near New Albany, Indiana, where a personal injury lawyer handles cross-river crashes

How Indiana law differs from Kentucky

  • Fault: Indiana uses modified comparative fault. You can’t recover if your fault is greater than the fault of everyone else combined, that is, more than 50% (Ind. Code 34-51-2-6). Kentucky only reduces recovery.
  • Deadline: two years for most injury claims (Ind. Code 34-11-2-4).
  • Government claims: written tort claim notice is generally due within 180 days for a city, county or other local government (Ind. Code 34-13-3-8), and within 270 days for the State of Indiana or a state agency (Ind. Code 34-13-3-6). Claims against government defendants also follow stricter fault rules: Indiana’s comparative fault law doesn’t apply to them (Ind. Code 34-51-2-2).
  • Insurance: Indiana is an at-fault state. The at-fault driver’s liability insurance pays, and there’s no PIP threshold like Kentucky’s.

Crashes that cross the river

When a Kentucky resident is hurt in Indiana, or an Indiana resident is hurt in Louisville, which state’s law and insurance rules apply can be complicated. See our out-of-state driver guide.

Local details for New Albany

  • Courts: Floyd County Circuit Court and Superior Courts 1, 2 and 3 are in the City-County Building, 311 Hauss Square, New Albany (Floyd County courts).
  • Hospital: Baptist Health Floyd, 1850 State St., New Albany (Baptist Health Floyd).
  • Roads and bridges: I-64 and the Sherman Minton Bridge, I-265, and State Street and Grant Line Road through town.

How we help

Forman & Associates helps people injured in New Albany and across Southern Indiana: car and truck crashes, falls and other injuries caused by someone else’s carelessness. Larry Forman has tried 50+ jury trials, and we prepare every case as if it may go to trial. We start by gathering the crash report, photos, medical records and insurance information, and we keep track of Indiana’s notice deadlines.

50+ jury trialsReady to take your case to court
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Louisville basedServing injured people across Kentucky
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Frequently asked questions about hiring a New Albany, IN personal injury lawyer

Can you help if I was hurt in New Albany?

Yes. Forman & Associates helps people injured in Southern Indiana, including New Albany. Call 502-931-6788 for a free consultation, and we’ll explain how Indiana law applies to your situation.

How long do I have to file in Indiana?

Most Indiana injury claims must be filed within two years. Claims against a city, county or other local government need written notice within 180 days, and claims against the State of Indiana within 270 days.

What if I was partly at fault?

In Indiana you can still recover if you were 50% or less at fault, but your recovery is reduced by your share. Above 50%, recovery is barred. Different rules apply to claims against government defendants.

Hurt in New Albany? Talk to a New Albany, IN personal injury lawyer

We’ll explain how Indiana law applies to your case.

Get a free case evaluation or call 502-931-6788.

This page is general information about Kentucky law as of October 2026, not legal advice. Every case is different.

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